Fulfilling Homeownership Dreams

David Cox - Your Trusted Mortgage Lender in Colorado & Beyond

Embarking on the journey to homeownership? Look no further than David Cox Mortgage, your trusted partner in Colorado and nationwide.

With a remarkable track record spanning back to 2003, David Cox is not just a mortgage loan officer; he's your guide, confidant, and advocate in the intricate realm of mortgages. Let's transform your homeownership aspirations into tangible reality.

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Experience & Expertise Forging Your Mortgage Success

Meet David Cox, your seasoned mortgage ally with a story spanning two decades. His journey began in 2003, and since then, he's been an unwavering source of support for numerous clients seeking mortgage solutions.

Beyond his extensive experience, David's background in Civil Engineering infuses his approach with innovation, creativity, and a laser-focus on finding tailored financial answers to both short-term needs and long-term real estate ambitions.

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What People Are Saying

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"David is a fantastic broker to work with. We worked with him in buying our first home in Colorado and he made us feel informed and supported along the way! David is very communicative and responsive, plus very warm and enjoyable to work with. You won't regret working with David!"

-Nat R.
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"David is an expert in home loans. He navigated a more complicated financial situation with ease, closed on time and offered great communication along the way. It was a seamless transaction for me and my client. Because he not only performed well with the loan, but made my job easier with consistent updates, I recommend David without hesitation."

-Pamela B.

Charlene Griffin
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"David was fantastic to work with. Available, honest, helpful, professional, he made the loan process easy in an extremely challenging time. I could not recommend David enough."

-Jon G.

Randy Hughes

$2.7 Billion

Funded in 2022

49 States

Licensed

91

Locations

860+

Employees & Growing

Conventional Loans

Conventional loans at Luminate are a great option for many homebuyers since they are flexible as far as properties you can choose from, fees, and loan structures available.

FHA Loans

FHA loans are designed for low-to-moderate income borrowers who are unable to make a large down payment or have a less than ideal credit score. FHA loans are much easier for most homebuyers to qualify for.

VA Loans

Have you served in the military and are searching for a home loan that’s right for you? Because of your service history, you may be able to qualify for a VA home loan to make your home hunt easier.

USDA Loans

A USDA loan is a mortgage loan option offered to rural property owners by the USDA. This loan option is great for anyone living in the rural areas of the United States that may have a lower income.

Paint can and ladder in front of half painted wall

Why Choose Me?

1. Decades of Mastery

David's 20-year journey is your distinct advantage in the mortgage landscape.
2. Colorado's Finest

A proud Colorado native, David possesses an intimate understanding of the local and national mortgage intricacies.
3. Customized Solutions

No cookie-cutter approaches here. David crafts solutions that resonate with your unique requirements.
4. Guiding First Steps

David's passion for guiding first-time homebuyers goes beyond transactions – he aids in creating complete financial roadmaps for real estate wealth.
5. Enduring Bonds

David's commitment cultivates client relationships built on trust, ensuring your partnership is lifelong and rewarding.

NMLS# 150953

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